Lisa Jamieson Mortgage Consultant with Prosperity Home Mortgage

Lisa Jamieson is passionate about helping her clients navigate the loan process. She excels at simplifying mortgages, ensuring her clients feel informed and confident every step of the way. She takes pride in her ability to tailor loan options to meet each client’s unique financial needs and goals. Lisa’s commitment to transparency and personalized service makes her a trusted advisor for those seeking the right mortgage solution. Outside of her professional life, Lisa enjoys staying active through various fitness activities such as weightlifting, hiking, running, and biking. She loves exploring new places and attending concerts, always seeking new experiences and adventures. No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options. No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage. A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages. Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan. Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs. The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Darcy French
5 Star
Lisa was such a great support during my home buying experience and she made sure I stayed on track and kept me calm throughout the whole experience. She is truly a joy to work with. It was 30 days from the first time I saw my place to closing escrow and she made it so easy. I have a new friend that I will keep in contact with. I highly recommend, if you are looking for a new home or to refinance, please consider Lisa. You will not regret it.
Friday 17th July 2020

Carol Crist
5 Star
I loved working with Lisa Jaimieson! From the very beginning she was there to answer everyone question I had very thoroughly. She made the process so quick and easy. We moved here from out of state so it was a lot to deal with. There were some hang ups with getting a couple of documents and she jumped in to help right away. Her attention to watching the interest rate was awesome getting me the best package to fit my needs. You’ll love working with her! I recommend her to all my friends looking to buy or refinance. Thank you Lisa for all you do for us!
Wednesday 22nd April 2020

Dana Levine
5 Star
Lisa was an incredibly fast and clear communicator, far exceeding my expectations. Any time I had a question she was on the phone with me immediately. I had to keep up with her speed! As a first time home buyer with a ton of questions I appreciated how she adapted to my communication needs and was responsive through all channels: text, email, phone -- even in the weeks after closing. The knowledge I gained through working with Lisa has been invaluable and I'm super happy with the competitive rates she got me.
Friday 12th March 2021

Rosanne Pasierb
5 Star
We worked with Lisa on our refinance here in Florida. She was easy to work with, got us a great rate, kept us apprised of next steps, clarified any questions and was very knowledgeable about the processes in our state. The title company even expressed to us what a pleasure she was to work with. We recommend Lisa to anyone that wants to purchase or refinance a home. We will certainly use Lisa for our next purchase or refi. Thank you Lisa!
Wednesday 20th May 2020

SAMSON MEKONNEN
5 Star
Working with Lisa Jamieson exceeded any of my expectations. As a first time homebuyer, I was not familiar with the terminology or the best process people to involve. Right away Lisa was incredibly friendly she makes me understand the all proocess to determine what would be a good fit for me like HOA. She even recommended a lending agent in the area, which we ended up using and greatly appreciated. Lisa was willing to meet me any time when ask her to view the condo and put together the offer letter within a couple of hours . She was very helpful in explaining the entire process and really relieved my stress level even though I was on a very tight timeframe. I truly believe her expertise helped tremendously in my offer getting accepted. I highly recommend Lisa. You Did it Again Lisa! 05/18/2020 Thank you so very much for all of your help in securing loan to refinance my home here in San Leandro, Ca . You were organized & thorough & professional, as well as kind which made all of the difference in my interactions with you. I put my trust in you and you most definitely came through for me. Thank you for your patience as well as treating me as people rather than just home loan customers. You stand above the rest, Samson Mekonnen!
Tuesday 19th May 2020